Rincon Insurance Agency

We're in your corner.Best coverage. Best rates.We empower your insurance decisions.

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Manufacturing Insurance

California manufacturers can face major risks. From equipment failures to supply chain disruptions. One incident can stop operations cold. Rincon Insurance Agency provides tailored coverage for industries like automotive parts, biotech, industrial machinery, plastic injection molding, apparel and furniture, at competitive rates from insurance providers who understand your business.

Wholesalers and Distributors Insurance

Wholesale and distribution business can endure strict regulatory requirements, supply chain disruptions, and operational risks. We serve clients including: automotive parts and accessories, industrial supplies and machinery, health and medical products, electronic and technology, agricultural goods, apparel and textiles, furniture and homes goods. We provide customized coverage with preferred insurance carriers to protect all aspects of your business, priced with value in mind.

Home
Renters

Commercial Property Insurance

Owning and managing commercial property in California is layered with risks. We offer insurance coverage for property damage, general liability, tenant issues, and business interruptions. Serving everything from apartment complexes, to retail space, office space, and mixed-use developments. Smart, reliable protection-designed around your needs and priced with value in mind.

Homeowners Association Insurance

In California’s complex insurance landscape, we stand out with expertise in HOA risk management, access to preferred carriers and competitive, community-focused pricing. Whether you’re overseeing an HOA, PUD, or COOP, we deliver tailored policies to your property, board, and your residents, so your association stays secure and supported.

Business
Best Coverage. Best Price.

Restaurant Insurance

Running a restaurant in California means high expectations with high stakes. From labor costs and health regulations to equipment issues and liability risks. We insure all types businesses including: bakeries, cafes, pizzerias, franchises, health food stores and more. Whether you’re opening or growing your business, we make insurance simple and aligned with your goals, so you can focus on great food and a memorable customer experience.

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Frequently asked questions

What makes Rincon Insurance Agency different than traditional agencies?

We work for you, not the insurance companies. As an independent insurance agency, we aren’t tied to just one carrier. We shop around with top-rated providers to find the best coverage at the best price in your industry-customized to fit your needs, not someone else quota.

Why is Rincon Insurance's slogan "We're in your corner"?

“We’re in your corner,” defines Rincon Insurance Agency, as client empowerment is a top priority. Client empowerment means providing the best resources and products necessary to make sound decisions. With our strategic partnerships, we will help you navigate the process of finding, comparing, and acquiring insurance by breaking it down into terms and providing you with the best value insurance coverage.

Who is Rincon Insurance Agency?

Rincon Insurance Agency, is a mother-daughter independent insurance brokerage based in Southern California. Co-founders, Lisa and Julia Rios are born and raised in the coastal town of Carpinteria. We bring the core tenants of loyalty and integrity that are found in our small town to all of our customers.

How can I contact Rincon Insurance?

You can set up an appointment with us in multiple ways:

  1. Set an appointment with a Rincon Insurance Agent that best meets your schedule

  2. Give us a call at (805)881-2176

  3. Email us at julia@rinconinsurance.com

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